We have all transferred funds and made purchases via Visa credit and debit cards all over the world. Now, Visa brings us the Visa B2B Connect for business-to-business transactions to help make cross-border payments easier and quicker. Visa uses Distributed Ledger Technology (DLT) to record transactions occurring in the network using an open source Hyperledger fabric framework, introduced by Linux.

We also know that with Distributed Ledgers, it is almost impossible to either modify or duplicate the transaction. So, Visa has partnered with IBM blockchain to help large organizations make B2B (Business to Business) payments safe and fast, throughout the world.

Use of Crypto-currency

Visa B2B Connect uses blockchain technology to carry out financial transactions with the help of crypto-currencies. Like some payment apps, with this service, you can send money directly from source bank to beneficiary bank.

Better Security and Scalability

Visa B2B Connect is also a permissioned blockchain network, where the user decides whether or not to allow or add another user. Plus, it also has better security, as it encrypts user details assigning a unique digital identity to perform financial transactions globally. It is also highly scalable to transact larger amounts, as required for businesses.

No Two-Step Processes

Visa B2B Connect is a multilateral payment network that permits cross-border payments between the banks directly, provided if the banks are connected to this payment network. It also eliminates the need for two-or-more-step processes or multiple handoff while making payments, which leads to greater transparency.

Easy Traceability and Encryption

With the intrinsic security of blockchain being a public ledger, banks can also avoid fraudulent transactions also with the help of the encryption of user details. Transactions made using distributed ledgers are also easily traceable, as they are time-stamped and recorded in real time.

Low Transaction Cost and Time

Besides naturally enhancing security, blockchain networks also reduce the time taken to complete transactions made across borders, as there are only two or only fewer parties involved in the transaction. The most important feature of Visa B2B connect is the reduction in transaction costs, which makes it the most preferred mode of transaction for large businesses.

Visa B2B Connect has partnered with banks to pilot this project to overcome the challenges inherent in conventional cross-border payment methods as susceptibility to attacks, multiple handoffs, being time and cost-intensive, etc.

So, Visa B2B Connect uses blockchain technology to carry out cross-border transactions that are highly scalable, traceable, secure, robust and transparent. Almost all businesses, in due course, will either adapt to these technologies or, in the near future, will be forced do so via their banks themselves. So, blockchain and cryptocurrencies are here to stay, as they do have a lot of business use-cases.

Wanna set up a private or public blockchain ledger to carry out business transactions? Email us at and visit We’ll always be happy and delighted to fulfill your needs regarding your business processes.


Native applications are not compatible with different platforms since they are developed for a particular platform. Android mobile applications are written using Java, while iOS mobile applications are written with Objective-C and Swift.

Most of the businesses prefer to develop a mobile app that works on multiple platforms such as Andriod, iOS etc. That’s where cross-platform mobile app development languages, tools, frameworks and SDKs (Software Development Kits) come into play to help develop cross-platform mobile apps.

The advantages of cross-platform mobile app development are cost reduction, single stack technology, code reusability and ease of maintenance. So, let’s take a look at how the cross-platform mobile app development frameworks and SDKs React Native, Xamarin and Ionic compare in terms of their performance in each area of app development:


React Native is developed using the dynamic programming language Javascript. It also allows the use of Swift, Objective-C or Java, when developers want to use them. Xamarin uses C# with .Net framework which works on all platforms as Android, iOS, Mac etc. Ionic uses HTML5, CSS and Javascript for mobile app development. Besides these languages, Ionic uses Typescript to improve the quality of the code.


While being compatible across multiple platforms, React Native’s and Xamarin’s performances are as excellent as the performance of native applications.

On the other hand, Ionic does not use native framework rather it uses web technologies to render the native look. This leads to a decrease in performance when compared to React Native and Xamarin.

Graphical User Interface

React native is highly user-friendly and offers a remarkable user experience similar to native apps. Xamarin uses Xamarin.Android/iOS or Xamarin.forms for Graphical User Interface (GUI). Xamarin.Android/iOS consumes a lot of time to develop an app but guarantees you a native experience.

Xamarin.forms speeds this up to gives your app a more native look, feel, appearance and experience. Ionic leverages web technologies like HTML5 and CSS. It also makes use of Cordova to provide a native look to its GUI.

Market and Community

React Native uses React.JS and JavaScript programming languages to develop native applications. Thus, it is a strong platform and considered to be the king in terms of the market and community. Ionic, on the other hand, is a popular framework that’s known to make native mobile apps very fast. Xamarin can be assigned the third place in terms of market and community and Microsoft has been working on making the Xamarin community bigger.


React Native is open source and so developers can use it for free. When it comes to Xamarin, students and non-enterprise projects can avail free edition for up to 5 users.

Xamarin’s Professional and Enterprise licenses come with a lot of additional features. Professional license costs $539/year and Enterprise license costs $2,999/year for each user.

Ionic is an open-source hybrid mobile app development SDK whose Pro version costs $49/month/team member for teams and $199/month/team member for businesses.

App developers use React Native, Xamarin and Ionic, as they minimize the time and cost involved in the development of cross-platform mobile apps while providing the authentic experience of a native app.

We’re experts at leveraging any of these frameworks and or SDKs to develop native, cross-platform as well as hybrid mobile apps. Email us at and visit us at to leverage our expertise and technical know-how to develop your native, hybrid or cross-platform mobile apps.


The ability to read the human mind is the ultimate goal of Brain Computer Interface (BCI), which has led to the invention of different types of applications. These applications will make use of the human mind to control the devices directly. Now let’s discuss some of the gadgets that can read the human mind perfectly:


AlterEgo is an Artificial Intelligence (AI) enabled headset device developed by Arnav Kapur at MIT Media Lab, Cambridge, USA. AlterEgo is a wearable, non-intrusive, silent-speech, peripheral neural interface that uses natural language processing to help humans, machines and other people communicate with each other without a voice input on either side.

AlterEgo uses machine learning algorithms to perfectly understand the words internally, using neuromuscular signals with the help of four electrodes placed on both sides of the jaw.

Besides, it also has a pair of bone-conduction headphones integrated along with these electrodes and headphones that use the vibrations in the mouth and jaw to help communicate with other people. AlterEgo is an Intelligence Augmentation (IA) device that listens to the inner voice of humans and provides answers to computationally complex problems.


Muse is a wearable headband device that uses ElectroEncephaloGraphy (EEG) Neuro feedback technology to monitor the electrical activity of the brain. The mobile app accompanied with this device is connected via Bluetooth and it translates the EEG signal to audio feedback. The user can hear this feedback through the headphones.

To monitor the brain activity, Muse uses seven accurately estimated sensors where two sensors are placed on the forehead, two sensors behind the ears and three that act as reference sensors. The cost of this device is approximately $199.

The updated version of Muse is Muse 2. This device has PhotoPlethysmoGraphy (PPG), pulse oximetry breath and heart sensors placed on the front and right hand side of the forehead. Besides this, body sensors Gyroscope and accelerometer are placed also behind your ears.

Muse monitors the brain activity, whereas Muse 2 measures heart rate, breathing and also the bodilyy movements of the person wearing the device, in addition to the brain activity of the person. It provides real-time feedback on brain activity. Muse 2 is priced approximately $249.99.

With the advent of mind-blowing technology, human beings will become more accurate, precise and perfect in communication and many other daily tasks. Besides daily tasks, we’ll also become more accurate in our artistic and intellectual pursuits.

Build your mind reading app by pinging us at and visiting

Discuss your ideas with us, as we can help you flesh them out with our technical expertise and highly skilled human resources.

In the previous iteration of this article, we learned how to choose colors, shape and background of your logo. In this article, we’ll see some other aspects on how to create a logo for a website and what you need to consider before making one.

Be Subliminal In Your Logos

Logos have to appeal to the conscious minds of people as well as to their subconscious minds. What is seemingly not perceivable or understandable for the conscious mind may, at times, be well understood and internalized by the subconscious mind.

Popular logos of large companies and global giants follow this technique in making their logos. Amazon’s curvy arrow pointing from A to Z has more than one meaning hidden in it. First, it means that at Amazon, you get anything and everything from A to Z. Secondly, the curvy arrow also indicates customer satisfaction and also the resultant smile of their customers or buyers.

Similarly, as with Amazon, FedEx also has an arrow pointing to the right between E and x, which to them means, “forward direction, speed and precision”.

You can find similar meanings in almost all logos of popular companies as Adidas, Domino’s, LG, Apple, Google, Subway and many other companies’ logos.

Have A Well-Meaning Philosophy

Your logo is also a sort of visual representation of your corporate philosophy. Since businesses are about solving problems, one would do well in business, if one had a sound business philosophy.

Logos also convey your vision, mission and values. If you are not sure about what they are, how will you explain your business, when you are talking about your business at a seminar or before a venture capitalist?

Whatever you put into words, your logo should convey the same within its shape, color, lines, etc. So, try to communicate your corporate philosophy to your customers through your logo. An attractive and meaningful logo goes a long way in ensuring that you earn a lot of respect, support and patronage from your clients and customers.

Trademark Your Logo

After designing your logo, it is important to register and trademark your logo as a brand. Logos are fully legal. They are also meant to be used to represent your business legally. So, registering your logo is almost a mandatory process, which prevents anyone from copying your logo as well.

So, it is important to not avoid this legal step to ensure that you have a great brand that can do wonders for decades and centuries to come as a single entity.

Ping us at and visit us at to get us design cool logos for you. Our expert team, as evidenced from our articles on logos as above, is highly willing to design logos for you. So, get a quote and we’ll take care of the rest for you.

HR SaaS Software has become the trend in HR Management, even in small and medium sized businesses. And there are software that cater to even start-ups with the flexibility to scale up, as your business grows.

So, we’ve come up with a few of the HR SaaS software again to help you choose the right HR SaaS software for your small or medium sized business:

Breezy HR

Breezy HR caters to the needs of small and medium-sized businesses with special emphasis on the recruitment process. The major functionality of Breezy HR includes applicant sourcing and tracking, resume scrutinizing, conducting video interviews, etc. This also gets accomplished with minimal human intervention.

When it comes to pricing, Breezy HR is also very flexible to make it easy for small and medium sized businesses to afford their software and services. Striking a perfect balance between professionalism and price, they offer a two-tier pricing with a fixed affordable price for small businesses and quoted price for large enterprises.

With its special focus on recruiting, the software also posts job openings on all premium websites on your behalf and evaluates candidates as well. Besides, the teams are connected irrespective of their location as it can also be used on your mobile phones.

Similarly, if you are spread across geographies, Breezy HR is for you, as it connects and synchronizes quite well across continents. As already stated, the starter plan starts at $49/month with growth plan at $149/month and pro plan demands that you request a quote.


Zenefits offers cloud-based software as a service to small and medium-sized businesses for administering their human resources.

Zenefits has a well-designed built-in user interface. It offers services such as benefits management where it maintains a separate directory for employees and their benefits, payroll processing, hiring new employees, onboarding, etc.

It also provides Business Intelligence (BI) reporting features for benefits management. Users can also generate different types of reports, as per their needs, to monitor the benefits availed. They can also modify/update the reports using excel.

Zenefits is unique in that it provides a comprehensive list of all the required features in one place at a low-cost with a user-friendly interface, making it highly suitable for small businesses.

With Zenefits, it’s also very easy to store, manage, view and update employees’ health insurance. recruitment, onboarding and all sorts of employee data. The updates happen across the whole platform with the changes being made wherever required.

Zenefits also has an easy to access employee database to track and monitor leave and off-times of employees with great ease. In addition to tracking regular employees, it can also keep track of the hourly wages of contract workers to calculate the wages quite accurately.

Zenefits’s Essentials plan is priced around $8/month per employee, while Growth plan is priced around $14 per month per employee and their Zen plan costs $21 per month for each employee.

We have great expertise, the technical know-how and the human resources required to create custom HR SaaS Software for both your own organization and also to sell to other businesses. Ping us at and visit us at to view our portfolio.

Human Resources (HR) SaaS software has currently been used by many small to medium sized businesses in order to carry out all the important HR functions. To name a few, they include collecting and storing employee details, organizing the employee payroll, monitoring employee attendance, etc. So, let us discuss some of the top HR SaaS software suitable for small and medium sized businesses:


Namely is a cloud-based HR SaaS platform suitable for medium-sized businesses. It comes with a single panoramic system that includes five major modules, namely payroll, benefits, modern HR, time management and talent management.

Namely stores the employee details in a centralized location with the help of Human Resource Information System (HRIS). The best thing about this HR SaaS software is that it can easily fit into any sort of corporate or company culture.

It works well to sort out and ease the tedious processes of maintaining employee details, estimating allowances that correctly disclose the tax allowances and contributions towards benefits.

A company that uses Namely HR software can create many access levels clearly mentioning the roles and responsibilities for each level. Namely satisfies the needs and requirements of small and medium sized businesses with its adequate numbers of HR features.

Springboard” on the left-hand side column has the complete list of functions that includes the employee profile, calendar, tasks, teams and so on.

Middle column displays the News Feed and the right-hand side column can be formatted in different ways to include details of departments or the team members of a project.

Pricing of Namely suits medium sized businesses better with $15-30 per employee per month plus a one-time implementation of $50-80 per employee.


Gusto, as an HR SaaS software, primarily focuses on small businesses. It offers the best of automation for payroll processing and delivers services to cater to the core HR services as time tracking, hiring, onboarding and training.

Gusto serves as a personalized employee database that can be accessed from any device. The advantage of using Gusto for small businesses is that it provides flexible navigation system with user friendly interface. The HR management is well organized with this Gusto, as it consolidates all the employee details in one place and this data can be modified, accessed or retrieved based on the needs of the employees.

Gusto offers training and support to the newly hired employees, as they may find it difficult to use the platform for the first time. It also offers guidance for investing in health insurance for the first time and this will get automatically integrated into the payroll.

Gusto offers three pricing plans namely core plan, complete plan and concierge plan. The pricing for the core plan is $39/month + $6/month per employee. The complete plan comes at $39/month + $12/month per employee. Finally, the concierge plan is priced around $149/month + $12/month per employee.

Stay tuned, as there is more to follow in the list of HR SaaS Software for small and medium businesses. Bookmark our page to help you navigate through to the best ones for your business.

We, at Twilight, have the necessary technical expertise and the required human resources to develop a custom HR SaaS software for a small and medium sized business. You can also outsource the making of HR SaaS software to us per your guidelines, as we have the required knowledge capital. Ping us at and visit us at to know more about us.

The journey of an entrepreneur consists of handling even the mundane chores as a start-up to gradually moving onto delegating all kinds of admin and HR tasks. With more number of start-ups transitioning into small and medium-sized businesses, HR SaaS is the need of the hour.

So, let’s take a look at a few of the HR SaaS Software that can be suitable for small and medium-sized businesses:


BambooHR is one of the best HR Software as a Service for small and medium businesses. It’s user friendly as well as very appealing with its look, feel and colors. This is highly important, as you avoid getting bored managing a large number of employees on the dashboard.

BambooHR offers you the common but most important HR administration features as performance tracking and reports, personnel data modules, etc.

The software also helps part of your recruitment process, as it can also be used to track new applicants. Similarly, new employees will also be at ease, while using the software. Emails consisting of training details, permissions and privileges to access files an be sent to them.

You can control privileges and permissions based on employee roles and hierarchy quite easily with this HR software. Along with evaluating performance, you can also elect top performers compared to other employees using a quadrant-style matrix plot.

BambooHR is said to be priced around $.6.19 to $7.00 per month per employee, while some say they offer custom pricing based on the requirements of each client.


Zoho is usually the barebones guy in the room. So, Zoho People is easily the simplest and easiest of choices for small businesses. Accessible via both iOS and Android, you can use Zoho People online on your computer as well.

With Zoho People, you have all the basic functions of HR software suitable for a small business, as tracking attendance, shifts, leave, appraisals, etc.

Zoho offers Zoho People for free, if your employee count is up to five. Beyond that, as with Zoho, it charges just $1 per month for each employee or $0.83, if you pay for 12 months in advance.


Cezanne is more suited for medium sized businesses than small businesses. Loaded with features, Cezanne is comprehensive, scalable and cloud-native with a flat pricing model called “modular” pricing.

It is also usable via both web and mobile phones for iOS and Android users. There is also a bit of a la carte with the pricing based also on user count and the number of modules implemented.

As a scalable software, you can use the software all the way throughout the life of your business, as you can use it for up to 5000 employees. And while its People module does almost all of the required HR tasks, there is also payroll integration offered in many currencies of the world.

Cezanne is reportedly priced around $200 or beginning from thereabouts, while they also do custom pricing based on clients’ requirements.

Currently, in the IT/Software universe, we have over 20 plus popular HR SaaS Software for small and medium sized businesses. So, visit this page again for subsequent parts of this article to know more and to make better informed decisions regarding your HR management.

We have the necessary technical expertise and the required human resources to develop a custom HR SaaS software for a small and medium sized business. You can also outsource the making of HR SaaS software to us per your guidelines, as we have the required knowledge capital. Ping us at and visit us at to know more about us.

Designing a logo can be either a simple or a complex task, depending upon how you choose to do it. Having a great logo is a very important part of your branding strategies. So, let’s take a look at some tips and tricks on how you can design:

Choosing Your Logo’s Color(s)

Choosing a color is one of the most important tasks, while designing a logo. The color should reflect your themes, goals, nature of business, your principles and anything and everything the color can encompass.

Colors have meanings. They create subconscious impression on onlookers. The advertising industry calls the use of colors, cues, symbols and sounds to communicate to the subconscious minds of customers as “subliminal advertising”.

Colors can be classified as either warm or cool colors. Orange, Red, Yellow, Light Green, etc. are warm colors, while Blue, Dark Green, Maroon, Violet, etc. are called cool colors. Warm colors can be used to communicate fun, frolic, activity and excitement. On the other hand, cool colors can be used to communicate peacefulness, relaxation, pleasantness, etc.

So, for example, if you own a beach resort, both cool and warm colors can work, depending upon what kind of activity takes place in your resort. If you have many varieties of games for team outings, you can use warm colors as orange, red, green, etc.

If your resort is meant for peaceful and highly relaxing romantic outings, you can use cool colors as blue, turquoise, etc. Similarly, for amusement parks, yellow and orange might work well, while for tech companies, blue and golden yellow colors might be apt.

Shape of Your Logo

Logos can be freestyle. There are no strict dimensions for how a logo should look. You can use a shape that symbolizes your product or reminds people of your product. For example, if your company has to do something with fruits, you can make your logo in the shape of a mango, apple or banana.

Sometimes, you do not strictly have to follow this either. One such iconic example is Apple, whose logo, despite being a computer and mobile phone manufacturer, has been shaped after an apple. So, at times, you may have to go against the grain to think a little out of the box.

Merging with Backgrounds

Since we are talking about making a logo for a website, your logo has to match your website’s background color. Usually, you choose background colors for both websites and brochures based on the color of your logo.

The background color can be a color that contrasts with the color of your logo yet conveys almost the same meaning as your primary color. It can also convey a secondary meaning. Even better, it can be one of the two colors you use in your logo, if the primary color borders the secondary color to not look cut at the edges.

It’s okay, if your logo looks hollow in the middle due to your choice of background color, unless and until you don’t want your logo to look hollow.

Making a logo demands consideration of multifarious factors. So, one article wouldn’t suffice to discuss the dynamics of logos. And since this topic will demand multiple iterations to learn the basics on how you can make logos, we will follow up with subsequent parts of the same article.

Simultaneously, you can also email us at and visit to leverage our expertise and creativity to help us create your logo!


One of the challenges most travellers face is language. As with almost everything in the world, there are apps that can translate from your mother tongue to help you learn a new language.
Some of the translation apps work only online, while some others work fully and partially offline as well. Let’s take a look at some of the most useful translation apps for travellers below:

Google Translate

When online, the Google Translate app can translate over 100 languages. Alternatively, you can download over 50 languages and use them offline.

Not many know that Google Translate has an interesting feature called the “Conversation Mode” that can translate speech from both the languages on both ends.

The best thing about Google Translate is its versatility. You can use the app in multiple ways as text to text, text to speech, speech to text, etc. Another interesting feature is you can also translate the text in images, as in Google Lens, to read signs, notes, bills, documents, etc.

You can either take a ready picture or translate images that you have already shot into any of the available languages.

Google Translate translates almost all the languages of the world and covers all the countries.


TripLingo is a translation app for business people who frequently travel to multiple countries. The app translates both text and speech in over 42 languages.

Perhaps, the most unique and the most useful feature of TripLingo is the “Receipt Translation” feature that translates images of receipts into the languages of your choice. With this feature, you can read and understand receipts printed in foreign languages to help pay bills, etc.

TripLingo can also help you perform complex tasks as changing your date of travel, ticket reservation, etc. Plus, you also get a Live Translator Service where a human translator will assist for you $3.50 per minute. TripLingo comes with a free basic version and a premium version that can cost you $20 per month.

Microsoft Translator

Microsoft Translator translates only a small number of languages totalling around 60 languages. However, a feature that trumps other translator apps is the ability to translate into multiple languages at the same time.

Working both online and offline, it’s free for Android, Windows and iOS users. You can download the language packs to use them offline, while speech to text translation is available online.

Different translation apps have different features that serve different purposes while travelling. Choose one based on what you will need assistance in the place of your travel. That, hopefully, will serve you the best.

Have a Translator App idea that you think can change the world? Let us help you flesh it out. Ping us at and to get us to work for you.

While traveling, you have to keep in mind not just one thing but many. Sometimes, you have to consider hundreds of things beforehand, well before you start traveling. To keep all of them in order, you can use mobile apps that can help you with automating multiple tasks. Below are a few of the apps that can help you with many of your travel activities and requirements:


TravelSafe app can act be your trusted companion while you go on a business trip or vacation. The app’s three essential features, as the Destination Awareness Guide, TravelSafe Security Alerts and TravelSafe Essential Library, will apprise you of the recent risk information in your destination. To name a few, the risk information includes terrorist threats, poor weather condition, local crimes etc.

Another feature “TravelSafe Security Alerts” notifies you of the security situation of your travel destinations throughout your trip. It will alert you on curfews, epidemics, terrorist attacks, poor weather conditions, etc. You will get the alert messages round the clock with which you can make alternative arrangements.

TravelSafe also classifies alert messages as either high risk or low risk. You will get the low risk alerts as notifications, while the high risk alerts will be sent via both notifications and SMS.

The last feature “TravelSafe Essential Library” offers security advice in the event of high risk situations. In this feature, you get security advice on planning your trip, child and senior citizen safety, etc. TravelSafe is free to download and use, while they also offer a TravelSafe Pro version.

XE Currency

XE Currency, synonymous with its name, is a foreign exchange app useful for business people and corporate firms. It’s a perfect cross-platform app usable on all of iPhone, iPad, Android, Blackberry and Windows.

In this app, you get live exchange rates, historical charts and last updated rates. The app is real-time and updates you of exchange rates every second or with every tick. So, you can decide when to exchange to get the most value for your currency. You can also use the “Currency Converter” to look up conversion rates.

XE Currency is free to use, while Pro version costs just $1.99. The Pro version updates exchange rates of 20 currencies at once, while the free version displays only 10 currencies, at a time.

Sit or Squat

What can get more important than finding hygienic restrooms and public toilets while on travel? Sit or Squat has data on the locations, hygiene and cleanliness of over 100,000 restrooms.

The app marks clean toilets with “Sit” in green, while less clean toilets are marked as “Squat” in red color. You can also choose toilets based on reviews and ratings on the cleanliness of the toilets and review them yourself after use to help your peers. The app is easy to use, while it comes entirely free of cost.

Want to develop travel apps with features like the apps above? Ping us at and so we can do it for you with all our expertise in mobile app development.